We are pleased to present this quick guide to the 2018 Whole of Game Insurance Program. The purpose of this quick guide is to provide an overview of some of the main covers of the policies as well as instructions on how to make a claim. For full details of cover please refer to the policy documents available on our website at www.ajg.com.au/nrl or call your broker on 1800 SPORT 1 (1800 776 781). General insurers in Australia are prohibited (refer to National Health Act 1953) from making payment on any expenses for which a Medicare benefit is paid or is payable including the balance of monies due or payable by you after deduction of any Medicare benefit or rebate from the actual expense incurred. This is commonly referred to as the ‘Medicare Gap’. Please be aware that your club or local league must take out the compulsory minimum level of cover for each of its teams. This minimum level of cover means this program is not ‘comprehensive’ and as such we encourage all participants to take out Private Health, Life and Income Protection Insurance according to their own individual needs and circumstances. It is your responsibility to ensure that you have adequate insurance cover for your needs. We wish all participants a safe and enjoyable 2018 Rugby League season. Yours sincerely Gallagher Sport

1814-NRL WA Insurance Guide 2018

1682-fly-NRL WA Insurance app